Summary
The video discusses building a predictive model for loan defaults using social media data, featuring a case study from Virtupeer Learning. It showcases the success of a student-developed model in predicting defaults based on accumulated assignments. The discussion emphasizes the challenges in fintech industry, the advantages of using social media metrics in prediction models, and compares the accuracy of models with and without social media variables. The speaker also shares their academic journey and experiences, highlighting the importance of hard work and dedication in achieving success.
Building Accurate Loan Default Prediction Model
Discussion on building a predictive model for loan default using social media with a case study from Virtupeer learning based on internet interaction.
Accomplishments and Research Background
Highlighting the success of a model developed by a student last year in predicting loan defaults using accumulated assignments and the research's presentation at a conference.
Challenges in Fintech Industry
Exploring the challenges in the fintech industry, particularly in preventing defaults, and the advantages of fintech in terms of speed and accuracy in processing models for predicting loan defaults.
Incorporating Social Media Variables
Integrating social media variables like Instagram followers and duration into loan default prediction models, emphasizing the impact of social media metrics on the accuracy of the prediction models.
Comparison of Prediction Models
Comparing the accuracy of two loan default prediction models based on conventional and social media variables, showcasing the improvement in accuracy with the inclusion of social media metrics.
Personal Journey and Academic Achievements
Sharing personal academic journey, experiences during S1 material engineering program, and the significance of completing the undergraduate thesis, emphasizing the importance of hard work in academic pursuits.
Reflecting on CPNS Exam Experience
Reflecting on the CPNS exam experience, emphasizing the impact of hard work and dedication in achieving success, and the importance of learning from mistakes and challenges.
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