GENERAL TAKAFUL


Summary

Takaful is a form of Sharia-compliant insurance that revolves around sharing mutual responsibilities and guarantees among participants. It ensures protection against various risks without involving any elements of interest in premiums or coverage. Different types of Takaful schemes like motor, miscellaneous, and engineering Takaful provide coverage for events like accidents and disasters. Overall, Takaful is designed to offer a system of risk management based on principles of sharing and mutual support in Islamic finance.


Introduction to Takaful

Takaful means share responsibility, share guarantee, collective insurance, and mutual undertakings. Sharia-compliant insurance is based on sharing and is designed to protect participants against defined risks. Takaful schemes are free from elements of interest in respect of premiums and coverage.

Concept of Takaful

The general concept of Takaful is to provide a system of hazard management that involves sharing to shield members from monetary loss, legal liability, and belongings.

Types of Takaful

Le Petit Takaful, Eslang, miscellaneous Takaful, and engineering Takaful are discussed. Moto Takafu protects the car owner from events and accidents.

Insurance Policies

Various insurance policies such as therapeutic property injury or debt coverage, loss or damage coverage, disasters coverage, and compensation schemes are explained.

Foreign Policy

Foreign policy schemes provide protection to applicants, business owners, employers, non-mobile machines, equipment against fire death, fidelity guarantee, and other financial responsibilities.

Conclusion

Takaful coverage is intended to guide financial contributions based on Islamic principles.

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