Finance Current Affairs | 1-15 Dec | Part-2 | RBI | SEBI | IFSCA | IRDAI | By Prateek Sir


Summary

The video covers various financial topics, including the significance of the RBIAI examination, Double Tax Avoidance Agreement impact, Modified Interest Subvention Scheme benefits, and credit rating agencies' role in enhancing financial literacy. It also discusses economic forecasts, Quick Commerce's growth, the significance of Flipkart-Com, and the booming market value of quick commerce services delivering goods within minutes. Additionally, the video addresses economic declines in regions like Assam and Chhattisgarh, pension policy controversies, inflation rates, consumer confidence surveys, and the RBI's efforts to enhance digital transactions through UPI Lite wallet and SBI Cards' contribution to India's digital payment ecosystem.


Introduction and Confirmation

Greetings and introduction to the financial news discussion.

Importance of RBIAI Examination

Discussion on the significance of the RBIAI examination and sharing insights.

Double Tax Avoidance Agreement

Explanation on the Double Tax Avoidance Agreement and its impact on Indian entities.

Loan Proposals and Modified Interest Subvention Scheme

Details on loan proposals, the Modified Interest Subvention Scheme, and its benefits.

Credit Rating Agencies and Financial Literacy

Explanation of credit rating agencies' role, the Modified Interest Subvention Scheme, and enhancing financial literacy.

Economic Update and Credit Ratings

Insights into the economic forecast, GDP growth forecast, and credit ratings.

Quick Commerce and Flipkart-Com

Discussion on Quick Commerce, its growth, and the significance of Flipkart-Com.

Rapid Delivery of Goods in E-Commerce

Discusses the focus on rapid delivery of goods in e-commerce, particularly in high-demand items such as groceries, dark stores, and quick commerce services that aim to deliver orders within 10 to 30 minutes.

Market Value and Growth of Quick Commerce

Explores the market value and growth of quick commerce, highlighting the significant increase in Gross Merchandise Value (GMV) to $3.3 billion by 2024 and the penetration of this discipline in the market.

Economic Decline and Financial Programs

Addresses the economic decline in specific regions like Assam and Chhattisgarh, controversies surrounding pension policies, and the impact of financial support programs such as credit guarantee schemes.

Inflation and Economic Outlook

Discusses retail inflation rates, vegetable inflation, and consumer confidence surveys to understand the current economic situation and future expectations regarding essential and non-essential items.

Revision of Weighted Response Rates

Discussion on the RBI increases the UPI Lite wallet, a simplified version of the Unified Payment Interface for quick and convenient everyday transactions.

Enhancing Convenience for Everyday Purchases

The value of transactions has significantly increased, boosting small transactions and progressing towards major ones. RBI has increased the convenience wallet limit from 2000 to 500 to 1000, enabling users to make larger payments.

Contributing to India's Digital Payment Ecosystem

SBI Cards contributing to India's digital payment ecosystem, focusing on credit card digital payments, which is a significant part of the financial landscape. Started in 1998, SBI Cards are the second-largest issuer in circulation with a total number of credit cards at 12.856 million.

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